The 2013 Hurricane Season is just 1 month away! Some things to Remember traditional Home Insurance does not cover Flood. You can purchase a separate Flood policy, but there is a 30 day waiting period before coverage begins. It is also is a good time to review your Home Insurance coverages. Have you purchased any jewelry or expensive items that need to be scheduled? Have you enclosed a porch or had any other modifications to your home. Give us a call for any of your coverage needs or any questions.