Gainesville Downtown at Night

According to Manta, more than 26,000 companies operate in the Gainesville area. If you are one of these business owners, you strive to create a welcoming space for all customers. Still, whether you own an office or a bakery, safety risks will threaten visitors. One of the most-common is the slip-and-fall injury risk. What can you do to prevent such accidents?

Why Slip-And-Fall Accidents Occur

Falls might occur due to multiple issues. Common triggers include problems with your business' setup, organization or general safety. The unfamiliarity of clients with your premises might also lead to accident risks. Factors like these signal that you need to work to prevent slip-and-fall accidents.

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The Costs Of Slip-And-Fall Accidents

A fall injury might harm the affected client. They might face medical bills, rehab costs and lost income. The injured party might even have to stop working. That's a financial loss to them.

Thus, the costs of the accident might create a strain on the business. The injured party might sue for damages, medical bills or a variety of other losses. A settlement might prove devastating if the business cannot accommodate the demands. Indeed, settlements from such suits in Florida might reach hundreds of thousands of dollars. Plus, the resulting legal fees might easily cause that number to climb.

Still, if you have commercial general liability insurance, you might be in luck. This coverage can help you pay for the injury or damages you cause others. That creates more stability for your business.

The average Florida business pays between $600 or more per year for liability insurance. Simply put, it is much easier to plan for this policy cost as opposed to the cost of a lawsuit.

Preventing Slip-And-Fall Risks

Liability policies do have their limits. So, even with coverage, create a plan to keep fall risks low.

  • Keep all walkways clear. Walk through the business a few times a day and clear away any potential hazards. Keep all walkways — particularly corridors and stairwells — well-lit.
  • Look for uneven or unsafe surfaces. They might be present on staircases, bathroom floors, or even around broken floorboards. Repair or isolate the damage and put a sign in the area to warn people about the risk.
  • Consider installing safety mechanisms. These might include non-skid rugs or staircase rails.
  • Prevent spills and leaks. If one occurs, clean it up and repair the cause. Place a Wet Floor sign in the area.

Often, simple vigilance will help keep your Gainesville business safe from fall risks. Yet, if the worst does occur, you do often have recourse through your liability insurance. Call us today at (352) 368-7090 or request a quote online.

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