Florida ranks as the 4th best state business climate, according to the Gainesville Chamber of Commerce. Gainesville itself had a total employed workforce of 125,464 in December 2016. Gainesville provides a large contribution to Florida's business, health care and higher education sectors.
But even though Gainesville is a great place to work, it has its share of crime. At Ahrens Insurance, we don't want to see your business suffer because of criminal acts. The good news is that strong business insurance policies can help Gainesville business owners protect their property, assets and personal safety from the effects of crime.
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Theft Coverage in Business Insurance
Most insurers consider theft or vandalism instances to be unpreventable. Most business owners policies (BOPs) cover businesses impacted by theft or vandalism. They can also usually provide business interruption coverage. If your business must temporarily close following a theft, interruption coverage can help you keep from draining your cash reserve. This can otherwise happen, since you’ll need to spend money even while not operating.
It's a good idea for Gainesville business owners to carry a strong BOP. This can help protect your business from any instances of theft that may threaten.
Business Security Steps
In Gainesville, we pride ourselves on being a safe community. Still, in 2015, Gainesville experienced 583 burglaries and 4,218 instances of theft, according to Neighborhoodscout. The best business owners will do their best to protect their businesses from these risks.
- Install security systems throughout your business. These might include cameras, emergency call buttons, alarms and other protection. Some businesses even keep security professionals on hand.
- Secure all inventory as needed. Keep them under lock, key and surveillance at all times. If you deal in unique or expensive items, you might need to take extra security steps for these items.
- Keep business information, private files and electronic data secured at all times. Keep these items in safe places and add protective levels of cyber security.
- If you decide to keep a gun or other weapon for protection, follow all laws regarding weapons in places of business. Only consider these weapons items of last resort for your own protection. Never disclose to anyone that they are in the business.
- Carefully monitor both employee and patron activities. Report any strange occurrences to law enforcement immediately.
To get the right business insurance, contact Ahrens Insurance Agency today. Our agents can help you understand the type of protection you need. We might also be able to help you find discounts and other cost savings based on your security steps.
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