Senior Citizens on Couch

If you live in The Villages, you're part of one of America's best communities for senior citizens. You have a lot of convenient resources right outside your front door. You can age comfortably in your home while still living a vibrant, active lifestyle.

Still, aging in your own home requires preparation. It's no secret that getting older might make it harder to live independently. You have to think about to your physical and financial security. If you plan ahead, you can spend less time worrying about your safety, and more time enjoying retirement.

Learn More About The Villages Insurance

Securing Your Home for the Future

You might begin to experience certain limitations as you age. But, this doesn't mean you can't keep living the life you love. It just means taking some extra precautions. Protecting yourself in your home often means adding safety features and maintaining a strong financial cushion.

  • Set aside money for maintenance, mortgages, yard work, utilities and other household expenses. With a special fund, you often won't have to worry about affording the home's upkeep. Some homeowners even enlist financial advisers to help them manage retirement costs.
  • Buy homeowners insurance. It can help protect the property and your belongings if they sustain damage. Ask your insurance agent what coverage is right for you.
  • Make sure the homeowners insurance includes liability protection. Should someone get hurt or sustain property damage that is your fault, they might take legal action against you. Liability insurance might help you cover the resulting costs.
  • Have regular maintenance performed on the home. Yard work, utility cleanings, pest removal — they are all necessary tasks to keep the home from deteriorating to uninhabitable conditions.
  • As your needs change, consider installing assistance devices in and around your home. These might include:
    • Automatic lighting
    • Hand rails along walls, in the shower and at other locations
    • Stair ramps or elevators
    • Non-skid carpet mats
    • Elevated or lowered surfaces
    • A medical alert system to connect you automatically with police, fire or ambulance services
    Ask your homeowners insurance agent how adding these features might affect your coverage.
  • Install security systems around the property. The addition of burglar alarms can keep you safe from outside threats. Other alarms – such as weather scanners, radon and carbon monoxide detectors - might help you stay safer. You might even qualify for insurance discounts by installing these devices.

Aging in your own home doesn't have to be difficult. In fact, it can be one of the best decisions you possibly make. As you age, your insurance agent and others can help you structure your assets to help keep you safe. Let one of Ahrens Insurance's agents help you determine the coverage you need.

Get A Quote

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013


View Mobile Version
Facebook
LinkedIn
Google+
RSS
© Copyright 2019. All rights reserved.
Powered by Insurance Website Builder