In the aftermath of hurricane Irma, if a third-party vendor contacts you about repairs, think twice. Do not contract with a vendor without first carefully reading any contract they propose. Please remember that the insurance companies can help you locate a reputable, licensed contractor for home repairs.
Some contractors will ask policyholders to sign a form titled Assignment of Benefits (AOB). These documents can give control of some or all of a claim to the contractor. In some cases, if an insured signs an AOB they no longer have the right to receive any payments from your insurance company, as such payments will now belong to the contractor. This may result in incomplete repairs; theft of insurance payouts or unlivable conditions in their home, and it will complicate, delay, reduce, and possibly result in denial of a claim settlement. Policyholders should carefully read and consider any AOB documents before signing AOB agreements. If presented with such a document, we encourage you to contact us before signing.
In the event of a claim, please visit the Ahrens Insurance Agency payment/claims page first for company claim contact information. You can also call us at (352) 368-7090 for claim reporting information.