Florida Home In Winter

Many people recognize Florida for its pristine winters. While the weather is cold and frightful further north, the Sunshine State is basking in some of its most beautiful weather of the year. It's a far cry from the rest of the year, when hurricanes, humidity and thunderstorms loom as threats.

Gainesville residents are likely familiar with the pleasant weather that the winter months bring. You can often use this time to work on your home to make it a safer place to live.

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Gainesville in Winter

The average winter high in Gainesville ranges from 66 to 75 degrees between November and March. The average low for the same period is between 42 and 51 degrees. The average precipitation for the area is around 2-4 inches per month in the wintertime.

This weather is particularly pleasant when compared with Florida's typical summer patterns. Higher temperatures and oppressive humidity often make outdoor maintenance more rigorous in the summer months. Precipitation is also much higher during these months.

For these reasons, the winter often provides conditions for homeowners to undertake property maintenance.

Before Starting Maintenance, Review Your Insurance

Homeowners should review their insurance before deciding how to make repairs to the property. Usually, maintenance related to normal wear and tear isn't covered under a home insurance policy. However, some damage may qualify for coverage. It never hurts to check your policy to see if you qualify for assistance.

Analysis may also help homeowners decide whether to increase or decrease coverage. For example, if you plan to add onto your home in the winter, you may need to increase your coverage. Do this before you undertake any home modifications.

Winter Maintenance Tips

Take advantage of the mild season to catch up on your home maintenance. Doing so will likely increase your safety, and the safety of others.

  • Check all the doors, windows and foundations of the home to make sure they have proper seals and stabilization. This can help keep the foundation and structure safe.
  • Clean out your gutters and other drainage systems. This can help direct water away from your home. This will decrease the chances of flooding.
  • Remove dead shrubbery from around the home. This might help prevent damage from falling trees, or even prevent fires.
  • Replace loose shingles and make sure the roof has low leak risks. Also check the structural integrity of the roof. It's one of the most structurally important parts of the home.
  • Inspect the home for potential mold damage, dry rot and termites. These may cause health risks and structural risks.
  • Have your HVAC systems cleaned, repaired and replaced as needed. This can reduce breakdown and fire risks from this device.
  • Inspect the walkways around your home. Make sure they don't pose slip-and-fall or other liability risks to you or your guests.

If you notice any small problems around your home, now is the time to try to fix them. Mild, sunny weather means you might have a wide window and low risks under which to make repairs.

Ahrens Insurance Agency is your source for home insurance in Gainesville. Contact us today to learn more about the policy options we offer.

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